INSURANCE

Protect What Matters Most

Insurance planning

Prepare for the unexpected

Start with the people who rely on you and the expenses your household would still need to cover if your income or health changed. We help you compare the gaps in your current coverage with the options available to you.

Our approach

Start with the risks that matter

  1. Identify what’s at stake

    Consider who depends on your income, what you owe, and which expenses would continue.

  2. Review existing coverage

    Look at workplace benefits, personal policies, and savings you could draw on.

  3. Compare your options

    Review benefit amounts, premiums, exclusions, and waiting periods.

  4. Revisit as needs change

    Review coverage when your family, job, health benefits, or financial commitments change.

Life insurance

Protect the people who depend on you

Consider how long your family might need financial support and which obligations a policy could help cover.

Term life insurance

Provides coverage for a specified term. It can suit needs with an end date, such as a mortgage or the years children depend on your income.

Permanent life insurance

Designed for longer-term needs, such as supporting a dependant or providing funds for estate expenses. Review how premiums and benefits work under the policy.

Health and income protection

Plan for costs and interruptions

Coverage varies by policy. Compare what each option covers with what you already have.

Health & dental

Consider coverage for eligible prescriptions, dental visits, and other expenses your provincial or workplace plan may leave out.

Critical illness

A policy may pay a lump sum after a covered diagnosis when its terms are met.

Disability

Explore coverage that replaces part of your income if a covered disability prevents you from working.

Long-term care

Consider how a policy could help with care costs if you need ongoing assistance with daily living.

Travel medical

Review coverage for emergency medical costs while travelling, including exclusions and trip limits.

Let’s talk about your coverage

Bring your questions or the details of your current coverage so we can start with what you already have.

Contact Principled Wealth Management